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Planning your Finances

When planning your finances for aged care, knowing where to start can be confusing, but there is help available.  

There are a number of organisations that offer free information about how to prepare for retirement through programs such as the Home Equity Access Scheme – a voluntary reverse equity mortgage that offers older Australians an income stream to supplement their retirement income, and the No Interest Loans Scheme (NILS) – providing individuals and families on low incomes with access to safe, fair and affordable credit.  

For further information online, visit: 

  • Services Australia: 
  • Good Shepherd (NILS): 
  • MoneySmart: 
  • My Aged Care: 

Note: This article is for informational purposes only and does not constitute financial advice. Please seek independent advice by consulting with the organisations above and/or a financial professional to address your particular situation.  


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